💬 Works entirely on WhatsApp

Make money last, build wealth and sleep at night

You send a message and the assistant handles the rest: spending, cards, bills, your safety net and your net worth. No app to download, no spreadsheet, no password.

💸💳📅12 × R$ 9.99, or R$ 97 in one payment (Brazilian reais) • 30-day guarantee

Everything it handles for you

It is not just logging expenses. It is your whole financial life, in a chat.

💸
Spending and income

You know where your money goes

You say it, it logs it, sorts it and adds it up. Whichever way is easiest.

  • By text, by voice note or a photo of the receipt
  • Categories you can create yourself
  • A summary of yesterday, the week and the month
  • Got it wrong? Send "delete the last one" and it is gone
💳
Cards and instalments

The bill never catches you out again

It adds up your bill as the month goes and spreads instalments across the right months.

  • A live bill, for each card
  • Respects each card’s closing day
  • A 10-instalment purchase lands across 10 months
  • You see how much of each month is already spoken for
🎯
Budget

The warning comes before, not after

You set a cap and it keeps watch. Going over stops being an end-of-month discovery.

  • "budget of 800 on food"
  • A heads up as you approach the limit
  • A forecast of how the month will end
  • An income target, if you want to track one
📅
Bills and calendar

You stop forgetting to pay

It reminds you on the day, and only on days when something is actually due.

  • "remind me to pay rent on the 10th"
  • Bills that repeat every month
  • Appointments with a set time
  • Tasks with a due date and a priority
🏦
Net worth and investments

The number almost nobody knows by heart

Everything you own minus everything you owe, and your portfolio opened up.

  • Assets, debts and accounts in a single number
  • Every holding with its broker, type and return
  • A heads up when it is all in one place
  • How your net worth has moved month by month
ℹ️ Informational content, not investment advice
🛡️
Safety net, fixed costs and goals

Get out of the squeeze and start building

What your life costs, how many months you could go without earning, and how far you are from what you want.

  • Your fixed costs added up and split by category
  • How many months of calm you already have saved
  • Goals with a progress bar: a trip, a car, the deposit
  • "How much can I still spend today", answered on the spot

That simple: you just send a message

No new software to learn. You talk your way, the AI sorts it out.

1

Send a message

Text, voice note or a photo of the receipt: “spent 50 at the grocery store”.

2

The AI sorts it out

It understands, categorises and logs it right away, with no form to fill in.

3

See it all clearly

Send “summary” and get yesterday, the week and the month straight away.

And a full dashboard, for when you want to see everything

WhatsApp is for the everyday. The dashboard is for when you want to sit down and look at the whole picture, on your phone or your computer.

  • Spending by category, compared with last month
  • An overview of 3, 6 or 12 months against the period before
  • Your portfolio by holding type and by broker
  • Net worth, emergency fund and goals
  • Fixed costs, instalments, budgets and tasks
  • Bank statement import, in OFX or CSV
  • Spreadsheet export, for the month or for everything

Why on WhatsApp?

Because it is where you already are all day.

📲

No app to download

It runs in the WhatsApp you already use.

🔑

No password

No sign-up and no password to forget.

🎙️

Send a voice note

You said it, it is logged. The natural way.

☀️

Instant summary

One word and you see where the money went.

People who use it, recommend it

Real people, using it every day.

★★★★★

“I used to forget meetings, appointments, everything... Now my assistant tells me on WhatsApp and nothing slips past me.”

João Pedro
João Pedro
★★★★★

“Every day there is a pile of things to sort out. Now I hand it all to the assistant and it keeps everything in order for me. It made my life so much easier.”

Katherine Chaise
Katherine Chaise
★★★★★

“This is so good! I send a voice note and it has everything sorted for me. I just talk and that is it. I am using it all the time.”

Jéssica Ferreira
Jéssica Ferreira

One plan, with everything in it.

No stripped-down version, no features charged on the side. You pay once a year and use all of it.

Annual plan
Your assistant looking after you all year.
12 ×R$ 9.99
or R$ 97.00 up front, for the year (Brazilian reais)
Under R$ 10 a month
  • Spending and income by text, voice and photo
  • Your own categories, for spending and for income
  • Cards with a live bill
  • Instalment purchases spread across the right months
  • A budget that warns you before you go over
  • A forecast of how the month will end
  • How much you can still spend, per day
  • Your fixed costs added up and split by category
  • An emergency fund: how many months you could go
  • Goals with a progress bar and a deadline
  • A portfolio by holding type and by broker
  • Net worth: everything you own minus what you owe
  • An overview of 3, 6 or 12 months
  • A reminder on the day a bill is due
  • Tasks, appointments and notes
  • Track who owes you and what you owe
  • Bank statement import, and spreadsheet export
  • A school with lessons, material and calculators
  • A dashboard shared with whoever you choose
  • Support on WhatsApp
Get my access →
🛡️ 30-day guarantee • cancel whenever you like
🛡️

Unconditional 30-day guarantee

Try it with no risk. If within 30 days you decide it is not for you, we refund 100% of your money. That simple.

Frequently asked questions

Do I need to download an app?

No. Everything happens inside the WhatsApp you already use every day.

How do I log an expense?

You just send a message: “spent 50 at the grocery store”. It can be text, a voice note or even a photo of the receipt.

What if I get something wrong?

Send “delete the last one” and it undoes it right away. In the dashboard you can delete any entry, from any day.

Does it connect to my bank?

No, and that is deliberate. You never hand your banking password to anyone. You tell it what you want, when you want, in a message.

Does it work for instalment purchases?

Yes. Say “bought a TV in 10 instalments of 300” and it logs all ten across the right months, each on the right bill. You also see how much of each month ahead is already spoken for.

Will it message me all the time?

No. You ask for what you want, when you want. The only message it starts is the reminder for a bill that is due, and only on days when there is one to pay. If you prefer, just say “stop reminding me”.

How does payment work?

There is a single plan: R$ 97.00 a year, which you can split into up to 12 × R$ 9.99 on a card. The charge is in Brazilian reais, it renews yearly, you cancel whenever you like, and in the first 30 days you get a full refund if you change your mind.

Is my data safe?

Yes. Your photos and voice notes are not stored: the receipt photo is read on the spot and discarded, and only the transcript of a voice note is kept. We never ask for your bank password or account details. The rest is in the Privacy Policy.

Still have a question? Talk to us before you subscribe.

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